Italy

Italy IRPEF Reform 2025: Two-Tier Tax System and Deductions

Italy

Italy IRPEF Reform 2025: Two-Tier Tax Brackets

Italy consolidates IRPEF into two primary brackets in 2025 to simplify taxation and align with growth initiatives. Understanding the new structure is essential for salary negotiations and financial planning.

New Brackets

  • 23%: Income up to €55,000.
  • 43%: Income above €55,000.

Tax Credits and Deductions

The reform recalibrates lavoro dipendente tax credits, increasing relief for mid-level salaries while phasing it out sooner for high earners. Deduction caps for certain expenses tighten, making accurate record-keeping critical.

Implications

Employees earning €40,000 see modest tax cuts (~€200 annually), while those above €75,000 may experience slightly higher liabilities due to credit phase-outs. Freelancers under the Regime Forfettario should evaluate whether remaining in the simplified regime remains advantageous.

Action: Run updated simulations with a commercialista, adjust withholding where possible, and review benefit packages (meal vouchers, welfare credits) to enhance net income.

Advanced Planning

Employers should revisit payroll withholding tables and communicate net pay changes through personalised payslip messages. High earners may explore supplementary pension contributions or salary packaging to optimise take-home outcomes under the new regime.

FAQs

Does the reform affect regional/municipal surtaxes? No, but lower base IRPEF can slightly reduce surtax amounts; confirm rates with local authorities.

Are family allowances changing? Family-related tax credits continue via Assegno Unico; monitor for minor adjustments linked to budget negotiations.